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Auto Insurance
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Private Flood Insurance vs. NFIP: Why Agents Should Compare Both Quotes
Private flood coverage may cost less and offer different limits or features. Agents can compare premiums and terms against NFIP for each property.
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Business Insurance Savings: What to Check Before Switching
A lower premium may come with different limits, deductibles or exclusions. Compare the coverage and your business plans before switching.
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An Insurance Broker’s Value Goes Beyond Comparing Premiums
A broker can help check whether coverage still fits after a home change, explain limits and compare prices for protection that meets your needs.
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Crypto Insurance After Binance’s $6.3 Billion Theft: What Coverage May—and May Not—Pay
Crypto theft coverage depends on policy terms, security practices and how assets were taken; exchanges may also need reserves or their own funds.
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New HSA Eligibility for Bronze and Catastrophic Plans: What to Know for 2027
Starting in 2026, marketplace Bronze and Catastrophic plans can qualify enrollees for HSAs, creating a new way to set aside money for eligible health costs.
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Canada’s Major Banks Restrict Third-Party AI Access to Banking Accounts
RBC and three other major Canadian banks are blocking or limiting outside AI agents, citing customer security, sensitive data and liability concerns.
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Drainage Questions Put Google’s Planned Finland Data Center Site Under Scrutiny
Investigators are examining drainage and water management at a planned Google data center site near Muhos, where preparatory work was halted.
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Ontario Uber Drivers Need Personal and App-Based Insurance Coverage
Ontario Uber drivers need personal auto coverage plus app-based protection, with limits and vehicle damage coverage changing by trip stage.
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Ontario Plate Renewal: Automatic Renewals, Costs and What Drivers Need to Check
Many eligible Ontario vehicles renew automatically, but drivers still need valid registration, insurance and clear any unpaid amounts.
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Bethany Insurance’s Growth Puts Employee Appreciation at the Center
Bethany Insurance has grown to 24 employees by investing in staff, offering flexibility and making room for different career goals.
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Blood and Tissue Therapies Put New Focus on Liability and Insurance
Blood-shield protections vary by state and don’t remove contamination or operational risks. Insurers are weighing companies’ quality controls and response plans...
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AM Best Reports Fewer Downgrades for U.S. P/C Insurers in H1 2026
Downgrades fell to 3.8% of rating actions as upgrades rose, though commercial casualty and auto insurers still faced operating pressure.
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Commercial Auto Endorsements Can Narrow Driver Coverage or Leave Gaps
Driver exclusions and coverage suspensions can create claim disputes. The CA 20 54 endorsement addresses uncertainty over employee rental cars.
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Social Engineering Raises Cyber Claims and Coverage Questions for Businesses
Human-targeted scams drove billions in reported losses in 2025, while cyber policies may limit or exclude social engineering. Controls and policy review matter.
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Pennsylvania Court Keeps $250,000 Cap on Claims Against State Agencies
A Pennsylvania ruling leaves the 1978 cap in place, even when legal and medical costs may consume an injured person’s award.
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Zurich Completes £8.1 Billion Beazley Deal, Sets Leadership Changes
Zurich completed its Beazley acquisition on Oct. 1, combining specialty operations and naming Kristof Terryn to lead Beazley and Global Specialty, subject to ap...
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Turning 65? Five Medicare Choices That Can Affect Your Coverage and Costs
Enrollment timing, past income and annual plan changes can all shape Medicare costs. Five checks can help you make informed coverage decisions.
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Working Past 65? Check Medicare Deadlines and Employer Coverage Rules
Employer size and Medicare enrollment windows can affect Part B penalties, coverage gaps, prescription costs and HSA contributions.
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2027 Medicare Part D Changes: Premium Support Ends and Cost Limits Rise
Part D’s deductible and out-of-pocket threshold rise in 2027, while temporary premium support ends. Review your plan’s notice, drug list and yearly costs.