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Business Insurance
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Commercial Auto Endorsements Can Narrow Driver Coverage or Leave Gaps
Driver exclusions and coverage suspensions can create claim disputes. The CA 20 54 endorsement addresses uncertainty over employee rental cars.
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US Home Insurers Post First Underwriting Profit Since 2019
Home insurers recorded a $16.5 billion underwriting profit in 2025 as better risk pricing, calmer hurricane activity and reserve changes lifted results.
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Insurance Agencies Can Reach More Producer Candidates With Informal Conversations
A low pressure coffee meeting can help agencies hear from more sales candidates and look beyond their résumés when hiring producers.
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AI Tools Give Insurance Agencies More Time for Service and Growth
Agencies are using AI to cut call handling and back-office work, while keeping insurance professionals involved in advice and customer relationships.
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AI Raises E&O Questions for Agencies and Cyber Insurers
Agency controls can help document AI decisions, while autonomous systems raise questions about responsibility and cyber coverage.
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Shepherd Insurance Credits Employee Growth and Flexibility for Strong Workplace Culture
The 700-person agency’s Silver Award reflects its focus on benefits, development, flexibility and relationships with employees and clients.
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Social Engineering Raises Cyber Claims and Coverage Questions for Businesses
Human-targeted scams drove billions in reported losses in 2025, while cyber policies may limit or exclude social engineering. Controls and policy review matter.
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G&G Insurance Links Agency Growth With Employee Autonomy and Client Service
The Fayetteville agency’s growth has brought a second office and new technology, while employees cite coaching, flexibility and client service as cultural prior...
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Why Taking Care of Business Means Taking Care of Employees First
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Putting employees first is the undeniable key to success, said Edward J. Mackoul, president and CEO of Mackoul Risk Solutions, this year’s Si...
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Tesla Dealership Damage Case Highlights Multiple Property Losses in Kansas City
A guilty plea follows fire and gunfire damage to three Tesla vehicles in Kansas City, including a Cybertruck listed at $81,985.
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AI Can Help Insurance Agencies Find Time and Better Use Client Data
AI can cut routine work and surface account opportunities, but agencies need reliable data, clear oversight and employee trust to turn tools into business value...
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Pennsylvania Court Keeps $250,000 Cap on Claims Against State Agencies
A Pennsylvania ruling leaves the 1978 cap in place, even when legal and medical costs may consume an injured person’s award.
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Agency Readiness Can Shape the Value of AI and Automation
Before choosing an AI tool, agencies can map process gaps, ownership and past adoption to clarify what a new system can realistically improve.
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Zurich Completes £8.1 Billion Beazley Deal, Sets Leadership Changes
Zurich completed its Beazley acquisition on Oct. 1, combining specialty operations and naming Kristof Terryn to lead Beazley and Global Specialty, subject to ap...
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Insurance Office of America Links Staff Growth With Agency Expansion
Insurance Office of America credits career development and AI tools with supporting retention, while Florida market conditions give brokers more options on some...
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Helping a Parent Compare Medicare Plans While Keeping Them in Control
Gather plan, medication and provider details before comparing options, and agree on your role so your parent stays involved in each Medicare choice.
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Turning 65? Five Medicare Choices That Can Affect Your Coverage and Costs
Enrollment timing, past income and annual plan changes can all shape Medicare costs. Five checks can help you make informed coverage decisions.
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Working Past 65? Check Medicare Deadlines and Employer Coverage Rules
Employer size and Medicare enrollment windows can affect Part B penalties, coverage gaps, prescription costs and HSA contributions.
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2027 Medicare Part D Changes: Premium Support Ends and Cost Limits Rise
Part D’s deductible and out-of-pocket threshold rise in 2027, while temporary premium support ends. Review your plan’s notice, drug list and yearly costs.
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NewRez Settlement Addresses Force-Placed Insurance on Already Insured Homes
NewRez will pay $15.5 million after a multistate examination found more than 4,200 borrowers had force-placed coverage despite active homeowners policies.