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Home & Property Insurance
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Home Insurance for Entertainment Systems: What Canadian Contents Coverage Includes
Canadian contents policies often cover TVs, consoles and audio gear for covered losses. Limits, exclusions and claim settlement methods vary.
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Leaf Blower Guide: Comparing Gas and Battery Models for Fall Cleanup
Compare 10 gas and cordless blowers by airflow, speed, features and listed price to find options suited to different yards and workloads.
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Flood Zone C: What the Legacy Map Label Means for Coverage
Zone C generally maps to unshaded Zone X, but lower mapped risk doesn’t rule out flooding or a lender’s coverage requirement.
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Bethany Insurance’s Growth Puts Employee Appreciation at the Center
Bethany Insurance has grown to 24 employees by investing in staff, offering flexibility and making room for different career goals.
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Florida Citizens Commercial Clearinghouse Faces Cost and Approval Delays
Citizens’ commercial policy clearinghouse is stalled as board members question its cost and required documents remain outstanding ahead of a January deadline.
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Workplace Assaults Are Rising, With Health Care Bearing the Greatest Share
Workplace assaults rose 62% from 2011 through 2021–2022. Health care accounts for the largest share, with implications for workers’ compensation planning.
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MGA AI Returns Depend on Capacity, Bind Rates and Faster Program Launches
A durable AI business case for MGAs should measure added capacity, stronger bind rates and faster market entry alongside labor savings.
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Insurance Agencies Can Reach More Producer Candidates With Informal Conversations
A low pressure coffee meeting can help agencies hear from more sales candidates and look beyond their résumés when hiring producers.
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AI Tools Give Insurance Agencies More Time for Service and Growth
Agencies are using AI to cut call handling and back-office work, while keeping insurance professionals involved in advice and customer relationships.
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AI Raises E&O Questions for Agencies and Cyber Insurers
Agency controls can help document AI decisions, while autonomous systems raise questions about responsibility and cyber coverage.
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Shepherd Insurance Credits Employee Growth and Flexibility for Strong Workplace Culture
The 700-person agency’s Silver Award reflects its focus on benefits, development, flexibility and relationships with employees and clients.
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G&G Insurance Links Agency Growth With Employee Autonomy and Client Service
The Fayetteville agency’s growth has brought a second office and new technology, while employees cite coaching, flexibility and client service as cultural prior...
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Why Taking Care of Business Means Taking Care of Employees First
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Putting employees first is the undeniable key to success, said Edward J. Mackoul, president and CEO of Mackoul Risk Solutions, this year’s Si...
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Tesla Dealership Damage Case Highlights Multiple Property Losses in Kansas City
A guilty plea follows fire and gunfire damage to three Tesla vehicles in Kansas City, including a Cybertruck listed at $81,985.
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AI Can Help Insurance Agencies Find Time and Better Use Client Data
AI can cut routine work and surface account opportunities, but agencies need reliable data, clear oversight and employee trust to turn tools into business value...
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Agency Readiness Can Shape the Value of AI and Automation
Before choosing an AI tool, agencies can map process gaps, ownership and past adoption to clarify what a new system can realistically improve.
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Insurance Office of America Links Staff Growth With Agency Expansion
Insurance Office of America credits career development and AI tools with supporting retention, while Florida market conditions give brokers more options on some...
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NewRez Settlement Addresses Force-Placed Insurance on Already Insured Homes
NewRez will pay $15.5 million after a multistate examination found more than 4,200 borrowers had force-placed coverage despite active homeowners policies.
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California Smoke Damage Act Sets Claim, Testing and Repair Standards
AB 1795 presumes wildfire-area smoke damage is wildfire-related and sets requirements for testing, temporary living benefits and restoration.