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Claims & Regulation
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Munich Re Specialty Opens Australian Primary Specialty Business
Munich Re Specialty is offering four commercial coverages in Australia, with Chris Mackinnon leading its new Sydney based operation.
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Crypto Insurance After Binance’s $6.3 Billion Theft: What Coverage May—and May Not—Pay
Crypto theft coverage depends on policy terms, security practices and how assets were taken; exchanges may also need reserves or their own funds.
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Markel Transfers $1.2 Billion of Legacy Loss Risk to Enstar
Markel’s Enstar deal covers adverse losses above $4.8 billion in reserves, giving the insurer more certainty as it focuses on specialty business.
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Hong Kong Fire Inquiry Details Contractor, Consultant and Oversight Failures
A report on the fire that killed 168 people cites unsafe renovation work, ignored resident complaints and gaps in safety oversight.
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Barclays Explores Insurer Cover for More Than $10 Billion in AI Data Center Loans
Barclays is sounding out insurers about covering data center loan risks as demand grows and some providers near their exposure limits.
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Dutch Plan to Cut 25,000 Civil Service Jobs Tests AI’s Ability to Reduce Costs
The Netherlands aims to save €3.5 billion a year by 2035 as it considers AI and workforce cuts. Delivery may be harder than the target suggests.
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Flood Zone C: What the Legacy Map Label Means for Coverage
Zone C generally maps to unshaded Zone X, but lower mapped risk doesn’t rule out flooding or a lender’s coverage requirement.
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Florida Suspends Atlantic Coast Life as South Carolina Rehabilitation Proceeds
Florida halted Atlantic Coast Life’s new business after finding its surplus inadequate; existing Florida policies must still be serviced.
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Blood and Tissue Therapies Put New Focus on Liability and Insurance
Blood-shield protections vary by state and don’t remove contamination or operational risks. Insurers are weighing companies’ quality controls and response plans...
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Property Claims Face Longer Timelines as Costs and Complexity Rise
Labor gaps, equipment delays and more complex losses are straining property claims, while insurers and restoration firms test tools to improve workflows.
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Commercial Auto Endorsements Can Narrow Driver Coverage or Leave Gaps
Driver exclusions and coverage suspensions can create claim disputes. The CA 20 54 endorsement addresses uncertainty over employee rental cars.
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US Home Insurers Post First Underwriting Profit Since 2019
Home insurers recorded a $16.5 billion underwriting profit in 2025 as better risk pricing, calmer hurricane activity and reserve changes lifted results.
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AI Raises E&O Questions for Agencies and Cyber Insurers
Agency controls can help document AI decisions, while autonomous systems raise questions about responsibility and cyber coverage.
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Social Engineering Raises Cyber Claims and Coverage Questions for Businesses
Human-targeted scams drove billions in reported losses in 2025, while cyber policies may limit or exclude social engineering. Controls and policy review matter.
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Pennsylvania Court Keeps $250,000 Cap on Claims Against State Agencies
A Pennsylvania ruling leaves the 1978 cap in place, even when legal and medical costs may consume an injured person’s award.
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Agency Readiness Can Shape the Value of AI and Automation
Before choosing an AI tool, agencies can map process gaps, ownership and past adoption to clarify what a new system can realistically improve.
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Insurance Office of America Links Staff Growth With Agency Expansion
Insurance Office of America credits career development and AI tools with supporting retention, while Florida market conditions give brokers more options on some...
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NewRez Settlement Addresses Force-Placed Insurance on Already Insured Homes
NewRez will pay $15.5 million after a multistate examination found more than 4,200 borrowers had force-placed coverage despite active homeowners policies.
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California Smoke Damage Act Sets Claim, Testing and Repair Standards
AB 1795 presumes wildfire-area smoke damage is wildfire-related and sets requirements for testing, temporary living benefits and restoration.